Mortgage vs Rent Calculator

Mortgage vs Rent Calculator. Buy vs rent cost comparison. Fast, accurate, private.

Home price

Down payment %

Down quick

Annual rate %

Tenure (years)

Property tax / month (optional)

Insurance / month (optional)

Monthly PITI payment

$2,119.79

Principal + interest + tax + insurance.

Loan amount$280,000.00

Down payment$70,000.00

P&I only$1,769.79

Total interest$357,124.57

Steps

Compare total cost of buying with a mortgage vs renting over the same time period.

Are results official?

No — quick estimates only. Confirm with your bank or provider.

Is data saved?

No. Calculations run in your browser.

Where is the full tool?

Each satellite links back to the main hub calculator.