Calculate home loan EMI with principal, rate, and tenure. See monthly installment, total interest, and amortization.
Typical home loan tenure 10–30 years
Home Loan EMI Calculator
Free home loan EMI calculator. Enter amount, rate, and tenure to get monthly installment and total interest instantly.
Loan type
Optional extras
Monthly payment (EMI)
$2,212.24
Reducing-balance EMI. Presets are typical starting points — use your offer letter rate.
- Principal · 43.9%
- Total interest · 56.1%
Total interest$446,405.71
Total payment$796,405.71
Interest share of total56.1%
Year-by-year snapshot
| Year | Principal that year | Interest that year | Balance left |
|---|---|---|---|
| 1 | $3,912 | $22,635 | $346,088 |
| 2 | $4,174 | $22,373 | $341,914 |
| 3 | $4,454 | $22,093 | $337,460 |
| 4 | $4,752 | $21,795 | $332,709 |
| 5 | $5,070 | $21,477 | $327,638 |
| 6 | $5,410 | $21,137 | $322,229 |
| 7 | $5,772 | $20,775 | $316,457 |
| 8 | $6,158 | $20,388 | $310,298 |
Steps
- Enter loan amount, annual interest rate, and tenure
- Read monthly EMI and total repayment
- Adjust tenure or rate to compare scenarios
Related
FAQ
Are results official?
No — quick estimates only. Confirm with your bank or provider.
Is data saved?
No. Calculations run in your browser.
Where is the full tool?
Each satellite links back to the main hub calculator.