Generate a full loan amortization schedule. See each month's EMI split between principal and interest with remaining balance.
Loan EMI Schedule Generator
Free loan EMI schedule with month-by-month principal, interest, and outstanding balance.
Loan type
Optional extras
Monthly payment (EMI)
$2,212.24
Reducing-balance EMI. Presets are typical starting points — use your offer letter rate.
- Principal · 43.9%
- Total interest · 56.1%
Total interest$446,405.71
Total payment$796,405.71
Interest share of total56.1%
Year-by-year snapshot
| Year | Principal that year | Interest that year | Balance left |
|---|---|---|---|
| 1 | $3,912 | $22,635 | $346,088 |
| 2 | $4,174 | $22,373 | $341,914 |
| 3 | $4,454 | $22,093 | $337,460 |
| 4 | $4,752 | $21,795 | $332,709 |
| 5 | $5,070 | $21,477 | $327,638 |
| 6 | $5,410 | $21,137 | $322,229 |
| 7 | $5,772 | $20,775 | $316,457 |
| 8 | $6,158 | $20,388 | $310,298 |
Steps
- Enter loan amount, rate, and tenure
- Generate month-by-month amortization table
- Review principal vs interest split each month
Related
FAQ
Are results official?
No — quick estimates only. Confirm with your bank or provider.
Is data saved?
No. Calculations run in your browser.
Where is the full tool?
Each satellite links back to the main hub calculator.