Model partial prepayments on your loan EMI. See revised tenure, interest saved, and updated amortization schedule.
Compare EMI with partial prepayment
EMI with Prepayment རྩིས་འཕྲུལ།
EMI with Prepayment རྩིས་འཕྲུལ།. རིན་མེད་ཨོན་ལའིན།.
Loan type
Optional extras
Monthly payment (EMI)
Nu. ༢,༢༡༢.༢༤
Reducing-balance EMI. Presets are typical starting points — use your offer letter rate.
- Principal · ༤༣.༩%
- Total interest · ༥༦.༡%
Total interestNu. ༤,༤༦,༤༠༥.༧༡
Total paymentNu. ༧,༩༦,༤༠༥.༧༡
Interest share of total༥༦.༡%
Year-by-year snapshot
| Year | Principal that year | Interest that year | Balance left |
|---|---|---|---|
| ༡ | Nu. ༣,༩༡༢ | Nu. ༢༢,༦༣༥ | Nu. ༣,༤༦,༠༨༨ |
| ༢ | Nu. ༤,༡༧༤ | Nu. ༢༢,༣༧༣ | Nu. ༣,༤༡,༩༡༤ |
| ༣ | Nu. ༤,༤༥༤ | Nu. ༢༢,༠༩༣ | Nu. ༣,༣༧,༤༦༠ |
| ༤ | Nu. ༤,༧༥༢ | Nu. ༢༡,༧༩༥ | Nu. ༣,༣༢,༧༠༩ |
| ༥ | Nu. ༥,༠༧༠ | Nu. ༢༡,༤༧༧ | Nu. ༣,༢༧,༦༣༨ |
| ༦ | Nu. ༥,༤༡༠ | Nu. ༢༡,༡༣༧ | Nu. ༣,༢༢,༢༢༩ |
| ༧ | Nu. ༥,༧༧༢ | Nu. ༢༠,༧༧༥ | Nu. ༣,༡༦,༤༥༧ |
| ༨ | Nu. ༦,༡༥༨ | Nu. ༢༠,༣༨༨ | Nu. ༣,༡༠,༢༩༨ |
རིམ་པ
- Enter loan details and prepayment amount
- See revised EMI or tenure
- Compare total interest before and after
འབྲེལ་བ
དྲི་བ
Are results official?
No — quick estimates only. Confirm with your bank or provider.
Is data saved?
No. Calculations run in your browser.
Where is the full tool?
Each satellite links back to the main hub calculator.