Model partial prepayments on your loan EMI. See revised tenure, interest saved, and updated amortization schedule.
Compare EMI with partial prepayment
EMI with Prepayment കാൽക്കുലേറ്റർ
EMI with Prepayment കാൽക്കുലേറ്റർ. സൗജന്യ ഓൺലൈൻ.
Loan type
Optional extras
Monthly payment (EMI)
₹൨,൨൧൨.൨൪
Reducing-balance EMI. Presets are typical starting points — use your offer letter rate.
- Principal · ൪൩.൯%
- Total interest · ൫൬.൧%
Total interest₹൪൪൬,൪൦൫.൭൧
Total payment₹൭൯൬,൪൦൫.൭൧
Interest share of total൫൬.൧%
Year-by-year snapshot
| Year | Principal that year | Interest that year | Balance left |
|---|---|---|---|
| ൧ | ₹൩,൯൧൨ | ₹൨൨,൬൩൫ | ₹൩൪൬,൦൮൮ |
| ൨ | ₹൪,൧൭൪ | ₹൨൨,൩൭൩ | ₹൩൪൧,൯൧൪ |
| ൩ | ₹൪,൪൫൪ | ₹൨൨,൦൯൩ | ₹൩൩൭,൪൬൦ |
| ൪ | ₹൪,൭൫൨ | ₹൨൧,൭൯൫ | ₹൩൩൨,൭൦൯ |
| ൫ | ₹൫,൦൭൦ | ₹൨൧,൪൭൭ | ₹൩൨൭,൬൩൮ |
| ൬ | ₹൫,൪൧൦ | ₹൨൧,൧൩൭ | ₹൩൨൨,൨൨൯ |
| ൭ | ₹൫,൭൭൨ | ₹൨൦,൭൭൫ | ₹൩൧൬,൪൫൭ |
| ൮ | ₹൬,൧൫൮ | ₹൨൦,൩൮൮ | ₹൩൧൦,൨൯൮ |
ഘട്ടങ്ങൾ
- Enter loan details and prepayment amount
- See revised EMI or tenure
- Compare total interest before and after
ബന്ധപ്പെട്ടവ
ചോദ്യോത്തരം
Are results official?
No — quick estimates only. Confirm with your bank or provider.
Is data saved?
No. Calculations run in your browser.
Where is the full tool?
Each satellite links back to the main hub calculator.