Model partial prepayments on your loan EMI. See revised tenure, interest saved, and updated amortization schedule.
Compare EMI with partial prepayment
EMI with Prepayment கணிப்பான்
EMI with Prepayment கணிப்பான். இலவச ஆன்லைன்.
Loan type
Optional extras
Monthly payment (EMI)
₹௨,௨௧௨.௨௪
Reducing-balance EMI. Presets are typical starting points — use your offer letter rate.
- Principal · ௪௩.௯%
- Total interest · ௫௬.௧%
Total interest₹௪,௪௬,௪௦௫.௭௧
Total payment₹௭,௯௬,௪௦௫.௭௧
Interest share of total௫௬.௧%
Year-by-year snapshot
| Year | Principal that year | Interest that year | Balance left |
|---|---|---|---|
| ௧ | ₹௩,௯௧௨ | ₹௨௨,௬௩௫ | ₹௩,௪௬,௦௮௮ |
| ௨ | ₹௪,௧௭௪ | ₹௨௨,௩௭௩ | ₹௩,௪௧,௯௧௪ |
| ௩ | ₹௪,௪௫௪ | ₹௨௨,௦௯௩ | ₹௩,௩௭,௪௬௦ |
| ௪ | ₹௪,௭௫௨ | ₹௨௧,௭௯௫ | ₹௩,௩௨,௭௦௯ |
| ௫ | ₹௫,௦௭௦ | ₹௨௧,௪௭௭ | ₹௩,௨௭,௬௩௮ |
| ௬ | ₹௫,௪௧௦ | ₹௨௧,௧௩௭ | ₹௩,௨௨,௨௨௯ |
| ௭ | ₹௫,௭௭௨ | ₹௨௦,௭௭௫ | ₹௩,௧௬,௪௫௭ |
| ௮ | ₹௬,௧௫௮ | ₹௨௦,௩௮௮ | ₹௩,௧௦,௨௯௮ |
படிகள்
- Enter loan details and prepayment amount
- See revised EMI or tenure
- Compare total interest before and after
தொடர்புடையவை
கேள்விகள்
Are results official?
No — quick estimates only. Confirm with your bank or provider.
Is data saved?
No. Calculations run in your browser.
Where is the full tool?
Each satellite links back to the main hub calculator.